Terms & Conditions

Last Updated: January 2025

1. Agreement to Terms

By accessing or using the Saadia Funding website ("Site"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree, do not use this Site. These Terms apply to all visitors, users, and others who access the Site.

2. Services

Saadia Funding is a direct lender providing business funding solutions including working capital loans, revenue-based financing, equipment financing, and short-term bridge financing. All funding products are subject to approval and specific terms will be outlined in your individual funding agreement.

3. Eligibility

To apply for funding through Saadia Funding, you must be at least 18 years old, a legal resident of the United States, and an authorized representative of the business seeking funding. Submitting an application does not guarantee approval.

4. SMS/Text Messaging Terms

By opting in to SMS/text messaging on our contact form, you consent to receive text messages from Saadia Funding regarding your application, funding products, and related services. Messages may be sent using an automatic telephone dialing system (ATDS).

Consent to receive SMS/text messages is NOT a condition of purchase, applying for funding, or receiving any product or service from Saadia Funding.

Message frequency varies. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact info@saadiafunding.com. Carriers are not liable for delayed or undelivered messages.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting any forms on our Site. Providing false or misleading information may result in denial of your application and potential legal action.

6. Intellectual Property

All content on this Site — including text, graphics, logos, icons, images, and software — is the property of Saadia Funding or its content suppliers and is protected by United States and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

7. Limitation of Liability

To the maximum extent permitted by law, Saadia Funding and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or our services. Our total liability shall not exceed the amount you paid for the specific service giving rise to the claim.

8. Disclaimer of Warranties

The Site and all services are provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, secure, or error-free.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms should be directed to:

Saadia Funding
Email: info@saadiafunding.com
Website: saadiafunding.com